What We Do

Our Partners

Insurance by Design Offers:


Commercial Insurance

Your business is very valuable.

Insurance by Design can help manage your company’s business insurance concerns.  We work side by side with you to develop an insurance program based on your specific needs.  Representing both national and regional insurance companies, we have the right solution for you.  After identifying and understanding your insurance needs, we will design a comprehensive program unique to your company.

We look forward to working with you and protecting your company.  Our expertise includes, though not limited to the following areas of coverage.

  • Commercial Property
  • Business Interruption
  • General Liability & Products Liability
  • Professional Liability/Errors & Omissions
  • Directors & Officers Liability
  • Workers Compensation
  • Ocean/Inland Marine
  • Umbrella
  • Bonding/Surety


Personal Insurance 

Your home and autos are likely your most valuable assets and we can help you protect them.  We work with you to find the combination of coverage that is best for you and by analyzing your needs we will design a program specific to you.

Let us help you with any of these common insurance needs

  • Homeowners
  • Personal Auto
  • Boats/Recreational Vehicles
  • Umbrella


Employee Benefits 

Let us connect you with our specialist to assist you with all of your Employee Benefit needs.

  • Group & Individual Medical Insurance
  • Life & Disability Insurance
  • Long Term Care Insurance
  • Succession Planning & 401k Plans


Claims & Risk Management 

At Insurance by Design, LLC, we take an active role in the management of your claims.  We are committed to assuring that you receive prompt and fair treatment for any claim involving coverage extended by our agency.

A successful Loss Control/Risk Management Program is based on a successful partnership between Insurance by Design, LLC, you and your insurance carrier. As a team, all parties must work together to protect you, your business, your assets and to prevent future loss.

Along with our carriers, we can provide you with technical advice, resources, and assistance in developing, improving and monitoring an effective Loss Control/Risk Management program by:

  • Reviewing your current Loss Control/Risk Management program;
  • Analyzing loss data to identify specific areas which generate the greatest claim frequency;
  • Reviewing your current environment and operations, including your physical assets, personnel practices, and organization of management;
  • Conducting visits to all locations to develop a risk profile and to define management and insurance carrier responsibilities;
  • Developing, improving, and implementing a Loss Control/Risk Management program with a written plan of expectations.  (This program will be consistent with your management style and easily implemented);
  • Establishing a meeting schedule to review and discuss safety and loss analysis reports with management and/or staff.

Our Mission

"Provide uniquely dedicated quality insurance and risk management services in a professional manner with honesty, integrity, and accuracy. Our commitment to you is a complete range of protective services and solutions based on the individual needs of your company, and to provide support in a prompt and timely manner as needs arise."